Occupation Atlascredit adviser
ESCO · http://data.europa.eu/esco/occupation/1a87e487-6761-4374-b6db-100ac5a9ad5a
credit adviser
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Job Zone
- 1
- 2
- 3
- 4
- 5
Zone 4: Considerable Preparation Needed
Considerable preparation. Usually a bachelor's degree plus several years of work-related experience, knowledge, or training.
Job Zone is O*NET's rating of how much education, experience and training an occupation typically needs — a property of the work, not of anyone doing it.
Occupational interest profile
CSEConventional · Social · Enterprising — the three strongest interests, in order
- C Conventional5.35
- S Social4.89
- E Enterprising4.73
- I Investigative2.65
- A Artistic1.80
- R Realistic1.00
RIASEC (Holland) interests on O*NET's 0–7 scale: what the work draws on, not what any individual prefers. Hover a row for what each dimension means.
Job Zone and interest data are borrowed from Credit Counselors (13-2071.00): in the official ESCO–O*NET crosswalk, its exact O*NET match, and the best-ranked match that has them. ESCO doesn't publish them directly.
Typically associated skills
Essential (18)
ESCO's essential and optional tags describe how its taxonomy relates a skill to this occupation. They are not the essential functions of a job under the ADA, which an employer determines for its own role.
- advise on financial matters
- analyse loans
- analyse the credit history of potential customers
- assess debtor's financial situation
- consult credit score
- credit control processes
- debt systems
- economics
- examine credit ratings
- financial products
- insolvency law
- maintain client debt records
- maintain credit history of clients
- obtain financial information
- perform debt investigation
- prepare credit offers
- provide financial product information
- provide support in financial calculation
Optional (29)
- accounting techniques
- advise on credit rating
- advise on risk management
- analyse financial risk
- assess risks of clients' assets
- audit techniques
- banking activities
- budget for financial needs
- business loans
- communicate with banking professionals
- consumer protection
- corporate social responsibility
- create a financial plan
- credit card payments
- determine loan conditions
- develop investment portfolio
- forecast future levels of business
- interpret financial statements
- interview bank loanees
- investment analysis
- microfinance
- monitor national economy
- mortgage loans
- prepare credit reports
- property law
- review investment portfolios
- securities
- synthesise financial information
- tax legislation
O*NET equivalents
From the official ESCO–O*NET crosswalk, strongest match first. A broader occupation takes in this one; a narrower one is a part of it.
Closest occupations
Compare any occupation →ESCO occupations that share the most of this occupation's 18 essential skills. A plain count, not a hidden score.
credit analyst
7 shared · 9 more of its ownanalyse the credit history of potential customers, maintain credit history of clients, maintain client debt records, perform debt investigation
ESCO · Compare
financial planner
7 shared · 16 more of its ownanalyse the credit history of potential customers, maintain credit history of clients, provide financial product information, provide support in financial calculation
ESCO · Compare
bankruptcy trustee
6 shared · 7 more of its ownperform debt investigation, analyse loans, insolvency law, debt systems
ESCO · Compare
loan officer
6 shared · 10 more of its ownmaintain credit history of clients, analyse loans, credit control processes, consult credit score
ESCO · Compare
credit manager
6 shared · 21 more of its ownanalyse the credit history of potential customers, credit control processes, insolvency law, debt systems
ESCO · Compare
insurance rating analyst
5 shared · 8 more of its ownanalyse loans, credit control processes, examine credit ratings, obtain financial information
ESCO · Compare
insurance collector
5 shared · 9 more of its ownmaintain client debt records, perform debt investigation, debt systems, provide support in financial calculation
ESCO · Compare
financial broker
5 shared · 11 more of its ownprovide financial product information, financial products, economics, obtain financial information
ESCO · Compare
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This page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license; O*NET® is a trademark of USDOL/ETA. ESCO occupations and skills are from the European Commission's ESCO classification, and the occupation crosswalk is the official ESCO–O*NET mapping by the ESCO Secretariat with USDOL/ETA. This service uses the ESCO classification of the European Commission. BlissPoint Analytics has modified all or some of this information: skill, task and descriptor ratings are rounded to one decimal, and ESCO occupations show Job Zone and interests copied from a crosswalked O*NET occupation. USDOL/ETA has not approved, endorsed, or tested these modifications.