Occupation Atlasinsurance underwriter
ESCO · http://data.europa.eu/esco/occupation/e937449a-d9e0-4ab7-9ea5-4d3ac673be6d
insurance underwriter
Insurance underwriters assess business risks and liability policies and make decisions about commercial property. They inspect the conditions of businesses’ properties, analyse inspection policies, assist with real estate and rent issues, prepare loan contracts and handle commercial risks in order to align them with business practices. Insurance underwriters analyse various information from prospective customers in order to assess the likelihood that they will report a claim. They work to minimise risk for the insurance company and make sure that the insurance premium aligns with the associated risks. They can be specialists in life insurance, health insurance, reinsurance, commercial insurance, mortgage insurance.
Compare with another occupationCompare with property insurance underwriter
Job Zone
- 1
- 2
- 3
- 4
- 5
Zone 4: Considerable Preparation Needed
Considerable preparation. Usually a bachelor's degree plus several years of work-related experience, knowledge, or training.
Job Zone is O*NET's rating of how much education, experience and training an occupation typically needs — a property of the work, not of anyone doing it.
Occupational interest profile
CEIConventional · Enterprising · Investigative — the three strongest interests, in order
- C Conventional6.16
- E Enterprising4.50
- I Investigative3.64
- S Social2.84
- R Realistic1.72
- A Artistic1.00
RIASEC (Holland) interests on O*NET's 0–7 scale: what the work draws on, not what any individual prefers. Hover a row for what each dimension means.
Job Zone and interest data are borrowed from Insurance Underwriters (13-2053.00): in the official ESCO–O*NET crosswalk, its exact O*NET match, and the best-ranked match that has them. ESCO doesn't publish them directly.
Typically associated skills
Essential (20)
ESCO's essential and optional tags describe how its taxonomy relates a skill to this occupation. They are not the essential functions of a job under the ADA, which an employer determines for its own role.
- actuarial science
- analyse financial risk
- assess financial viability
- business loans
- claims procedures
- collect property financial information
- create a financial plan
- create cooperation modalities
- create insurance policies
- decide on insurance applications
- insurance law
- manage financial risk
- modern portfolio theory
- obtain financial information
- principles of insurance
- property law
- provide support in financial calculation
- real estate underwriting
- review insurance process
- types of insurance
Optional (32)
- analyse insurance needs
- analyse insurance risk
- apply technical communication skills
- assess customer credibility
- assist in loan applications
- calculate insurance rate
- communicate with customers
- compare property values
- conduct financial audits
- create underwriting guidelines
- credit control processes
- develop investment portfolio
- ensure proper document management
- estimate damage
- examine credit ratings
- explain financial jargon
- financial statements
- handle financial disputes
- identify clients' needs
- inform on renting agreements
- insurance market
- interpret financial statements
- manage contract disputes
- manage contracts
- market analysis
- negotiate loan agreements
- organise a damage assessment
- perform property market research
- prepare financial auditing reports
- real estate market
- review investment portfolios
- synthesise financial information
O*NET equivalents
From the official ESCO–O*NET crosswalk, strongest match first. A broader occupation takes in this one; a narrower one is a part of it.
Closest occupations
Compare any occupation →ESCO occupations that share the most of this occupation's 20 essential skills. A plain count, not a hidden score.
property insurance underwriter
9 shared · 8 more of its ownreal estate underwriting, claims procedures, review insurance process, insurance law
ESCO · Compare
insurance product manager
7 shared · 19 more of its owncreate insurance policies, insurance law, principles of insurance, types of insurance
ESCO · Compare
insurance fraud investigator
6 shared · 7 more of its ownclaims procedures, review insurance process, insurance law, principles of insurance
ESCO · Compare
insurance rating analyst
6 shared · 7 more of its owninsurance law, principles of insurance, types of insurance, actuarial science
ESCO · Compare
insurance collector
6 shared · 8 more of its owncreate cooperation modalities, insurance law, types of insurance, provide support in financial calculation
ESCO · Compare
insurance risk consultant
6 shared · 8 more of its owninsurance law, principles of insurance, types of insurance, actuarial science
ESCO · Compare
foreclosure specialist
6 shared · 9 more of its owncollect property financial information, property law, provide support in financial calculation, create a financial plan
ESCO · Compare
insurance broker
6 shared · 12 more of its ownclaims procedures, create insurance policies, insurance law, principles of insurance
ESCO · Compare
Use this in your own job architecture
BlissPoint Organization Viewer can link a role directly to this occupation and suggest these skills as that role's starting requirements.
This page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license; O*NET® is a trademark of USDOL/ETA. ESCO occupations and skills are from the European Commission's ESCO classification, and the occupation crosswalk is the official ESCO–O*NET mapping by the ESCO Secretariat with USDOL/ETA. This service uses the ESCO classification of the European Commission. BlissPoint Analytics has modified all or some of this information: skill, task and descriptor ratings are rounded to one decimal, and ESCO occupations show Job Zone and interests copied from a crosswalked O*NET occupation. USDOL/ETA has not approved, endorsed, or tested these modifications.